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Why get health insurance

A Health insurance policy is a contract between an insurance company and an individual. The contract can be renewable annually or monthly. The type and amount of health care costs that will be covered by the health plan are specified in advance, in the member contract or Evidence of Coverage booklet.

Health insurance or private medical cover is a guaranteed way to get the very best medical cover when you need it.

Private medical insurance covers the cost of private treatment for curable short term illness or injury. It does not usually cover pre-existing or chronic conditions such as diabetes or multiple sclerosis.

There are a number of different health policies available:

Budget
A budget medical insurance policy is pretty basic and usually only covers inpatient treatment. It will not normally cover outpatient treatments, consultant's fees or diagnostic tests which you may need.

Standard
The standard health policy will cover full inpatient treatment and range of outpatient treatments. It will also cover you for specialist consultations, diagnostic procedures and alternative therapies with a maximum limit set by your medical insurer.

Comprehensive
Comprehensive health insurance policies will offer you /your family a full healthcare solution for complete peace of mind. A comprehensive medical policy will usually cover unlimited outpatient treatment, all inpatient treatment including consultant's fees, specialist scans and diagnostic tests. You may also be covered you thinks such as dental cover, chiropody, home nursing costs and other hospital expenses but these will be set by the insurance company.

When you buy private health insurance you will be assured that you will get the very best treatment with no NHS waiting times. So get a no obligations quote today.

Key Denefits to Private Medical Insurance

  • Peace of mind that you and your family are covered if anything should go wrong.
  • Avoiding NHS waiting times and have the treatment you need at a time to suits you.
  • Prompt access to needed medical attention.
  • Private hospitals will provide you with a private room with TV, radio, telephone, en-suite bathroom and a choice of food menu.

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Updated On 25 November 2017